Mobility

The transportation sector is undergoing rapid change, incorporating increasingly seamless payment solutions that are accessible to users. There are currently several available payment methods to facilitate the payment of transportation costs and fares: 

Contactless payments: Using cards (Carte Bancaire, Visa, Mastercard) or mobile payments (Apple Pay, Google Pay), users can quickly validate their tickets or top up their subscription. 

SoftPOS: This technology enables transportation service operators (taxis, buses, underground trains) to accept contactless payments directly via a smartphone, without the need of a physical payment terminal. 

Subscriptions and direct debits: Users can take out a transportation subscription with recurring direct debits, making it easier to manage their travel. 

Self-service payment terminals: An increasing number of payment points that accept card payments facilitates access to means of transportation such as bicycles, scooters or carsharing services. 

In-app payments: for operators providing an experience via an app, payments can be directly integrated into the application. Functionalities such as one-click payments together with tokenization can be used to save and update card data for faster and frictionless payments.

A seamless payment experience is a vital means of guaranteeing quick access to transportation services and optimising passenger satisfaction. The widespread take-up of contactless and mobile payments significantly improves this experience. 

Time-saving and seamless: Tickets can be purchased instantly by card payment or via a mobile application, thereby reducing queues at counters and payment points. 

Easy to use: Solutions such as SoftPOS enable taxi drivers or ticket inspectors to accept contactless payments simply via smartphone. 

Flexible payment methods: Offering several payment methods (card, wallets, XPay, subscriptions, transfers) is a means of adapting the offer to the needs of the various user profiles. 

Automated payments: Recurring payments (or subscriptions) of transportation costs prevents service interruptions. 

Secure transactions: Through the technologies developed by MONEXT, payment experiences are protected against fraud and comply with Payment Institution requirements. 

In this way, the optimisation of payment solutions contributes to achieving smoother, faster and more secure mobility services.

Integrating payment solutions into transportation services entails several technical, regulatory and operational challenges. 

Technical integration: integrating payment solutions may represent a technical challenge for operators lacking technical or payment experts. 

System interoperability: Card or mobile payments and subscriptions must be compatible with several public transportation networks and operators. 

Regulatory compliance: The transportation sector must comply with safety standards and Payment Institution requirements to ensure reliable transactions. 

Reliable and fast: A poorly optimised payment method can result in queues, thereby slowing down access to transportation. 

Anti-fraud measures: Accepting mobile and card payments means compliance with advanced protocols to ensure secure transactions. 

Implementation costs: The implementation of new types of infrastructure (terminals, SoftPOS, ticket validation points) may represent a considerable investment. 

MONEXT assists transportation sector players to implement innovative solutions that overcome these challenges and improve the payment experience for users: 

Quick and easy technical integration in particular thanks to the plug-ins available for most e-commerce platforms (CMS): Shopify, Magento, Prestashop, WooCommerce, Commerce Tools, Sales Force Commerce Cloud etc. 

An anti-fraud module with many rules available and entirely controlled by merchants. Our experts can assist with the configuration process. 

Our teams are there to support you: our technical support team is available five days a week, in addition to clear and detailed documentation and a comprehensive FAQ.

SoftPOS is a major innovation in the transportation sector, enabling taxi drivers, private-hire vehicles and other transportation services to accept contactless payments directly from a smartphone or tablet, without need for a physical payment terminal. This solution transforms the payment experience and provides many benefits for transportation professionals. 

🚖 A flexible and accessible payment method 

With a SoftPOS, any NFC-compatible smartphone becomes a terminal able to accept mobile payments (Apple Pay, Google Pay) and card payments (Visa, Mastercard). This technology is particularly suited to taxis and self-service transportation options, for which quick and easy transactions are essential. 

⚡ Instant and secure payment acceptance 

Contactless payments via SoftPOS are as secure as payments made using conventional terminals. The solution complies with the PCI DSS standards and the European Payment Services Directive (PSD2), ensuring strong authentication and protection against fraud. 

📈 Growing take-up in public and private transportation 

An increasing number of taxi drivers, public transport networks and self-service transportation service operators are using SoftPOS to facilitate the purchase of tickets and the payment of fares. This solution also enables freelance drivers to offer card payments without having to invest in a conventional payment terminal. 

🔄 A cost-efficient and scalable solution 

Unlike conventional payment terminals, a SoftPOS reduces equipment and maintenance costs. It means that payments can be accepted everywhere and at any time, whether in a taxi, a private-hire vehicle or even for ticket purchases on-board buses and trams. 

🌍 Towards more fluid and digital mobility 

The integration of SoftPOS in the transportation sector supports the transition towards more digital mobility, in which users can pay for tickets and fares easily. This technology is part of an approach to modernise transportation services by facilitating the payment experience and reducing friction during travel. 

💡 With MONEXT, incorporate SoftPOS into your business and offer your customers a seamless, fast and secure payment experience! 🚀